Wednesday, January 29, 2020

Sects Cults and Catholic Church Essay Example for Free

Sects Cults and Catholic Church Essay The Seventh Day Adventists A sect is a religious group with controversial beliefs, they are groups that break away from a main group/religion and form their own set of beliefs, which differ from the teachings of their parent group. Sects also reject the authority of their parent group. The Seventh Day Adventists is an example of a group that broke away from their parent religions of Millerite Movement and Christianity, to become a sect. New York was the home of the 1840s Millerite movement; Millerites were followers of he teachings of William Miller who prophesied the second coming of Jesus Christ to Earth on the 22nd October 1844. When Jesus did not appear on this day the Millerites dissolved, however from the ashes of one movement came the next as the Seventh Day Adventists arose from the disbanded Millerites. The Seventh Day Adventist Church was officially founded in 1863 and the four founding fgures were Joseph Bates, James White, Ellen G. White and J. N. Andrews. The Church quickly became popular and began to spread worldwide, reaching the shores of New Zealand in the 1880s only shortly after its official establishment back in the States. Today the Seventh Day Adventist Church boasts over 16 million members globally and is the twelfth largest religious body in the world.

Tuesday, January 21, 2020

The Great Gatsby and the American Dream :: Literary Analysis, F. Scott Fitzgerald

F. Scott Fitzgerald’s, The Great Gatsby depicts the 1920’s Jazz Age, and how society operates under the influence of the American Dream. Society during this time period consists of huge hopes and dreams for improvement of the self. In The Great Gatsby, the American Dream hides behind a mirage of beauty and splendor, buy in reality the corruption and illusions within this dream entice Americans to become drawn into its web of lies, deceit, and greed. In The Great Gatsby, F. Scott Fitzgerald strongly criticizes the American Dream (Seschachari 1). Fitzgerald shows readers the American Dream in this time period is centered on romanticism, material items, youth, and an emergence of selfishness (Seschachari 2). People value tangible items over strong moral values. A life of extravagance, however, does not always come without repercussions. People in this society live in a pretend world of beauty, but in reality the American Dream is a defective illusion. In the American Dream, equality is an impossible feat and even though Americans have an abundance of opportunities, people will always be suppressed from true achievement (Hearne 191). Meyer Wolfshiem, a corrupt business man, represents how disillusioned the American Dream is. His mannerisms reek of brutality, yet he sits pleasantly in a restaurant while exchanging pleasantries with Jay Gatsby and Nick Carraway (Hearne 192). Fitzgerald writes, â€Å"A small, flat-nosed Jew raised his large head and regarded me with two fine growths of hair which luxuriated in either nostril. After a moment I discovered his tiny eyes in the half-darkness† (Fitzgerald 69). (Check how to quote) Also, Wolfsheim boasts his cuff buttons are actual human molars; nevertheless, Wolfshiem is regarded by Jay Gatsby as a pleasant gentlemen. This demonstrates the faà §ade of brutality that Wolfshiem portrays. Wolfshiem ultimately represents corruption in the American Dream (Hearne 192). Fitzgerald’s ultimate goal in writing The Great Gatsby is to shed light on the illusions in the American Dream to the people of America (Hearne 189). If Americans are better informed about the American Dream, they are less likely to fall subject to its evils. (Add too or move) Jay Gatsby, in particular, becomes a strangely unique character in The Great Gatsby. Even though Jay Gatsby strives for the best material items, he does not strive for these items in hopes of attaining any type of dream except a romantic one (Seshachari 2).

Monday, January 13, 2020

Debt/Equity Ratio

Debt/Equity Ratio What Does Debt/Equity Ratio Mean? A measure of a company's financial leverage calculated by dividing its total liabilities by its stockholders' equity; it indicates what proportion of equity and debt the company is using to finance its assets. http://financial-dictionary. thefreedictionary. com/debt%2Fequity+ratio ‘Debt/Equity Ratio' A high debt/equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.If a lot of  debt is  used to finance increased  operations (high debt to equity), the company could potentially generate more earnings  than it would have without this  outside financing. If this were to increase earnings by a greater amount than the debt cost (interest), then the shareholders benefit as  more  earnings are being spread among the same amount of shareholders. However, the cost of this debt financing may  ou tweigh the return that  the company  generates on the debt through investment and business activities and become too much for the company to handle. This can lead to bankruptcy, which would leave shareholders with nothing.The debt/equity ratio also depends on the industry  in which the company operates. For example, capital-intensive industries such as auto  manufacturing tend to have a debt/equity ratio above 2, while personal computer companies have a debt/equity of under 0. 5. Read more: http://www. investopedia. com/terms/d/debtequityratio. asp#ixzz2DQ7bp1aa The debt to equity ratio is a financial metric used to assess a company's capital structure, or â€Å"capital stack. † Specifically, the ratio measures the relative proportions of the firm's assets that are funded by debt or equity.The debt to equity ratio (also called the risk ratio or leverage ratio) provides a quick tool to financial analysts and prospective investors for determining the amount of financial leverage a company is using, and thus its exposure to interest rate increases or insolvency. Knowing how to analyze the debt to equity ratio can help you assess a company's financial health before investing. Steps 1. 1 Determine the debt to equity ratio for the company in question. The ratio is calculated simply by dividing the firm's total debt by its total shareholder's equity.These balances can be found on the company's balance sheet. Ads by Google Free Annuity Calculator Up To 40% More Income To Retire On. Try Our Free Online Calculator Now! AgePartnership. co. uk/Annuity-Report * Generally, only interest-bearing, long term debt (such as notes payable and bonds) is included in the ratio's calculation. Short-term liabilities, such as accounts payable, are often left out, as they don't provide much information about the company's use of leverage. * Some large, off-balance sheet liabilities should be included in the ratio's calculation, however.Operating leases and unpaid pensions are 2 common off-balance sheet liabilities that are large enough to warrant inclusion in the debt to equity ratio. 2. 2 Perform a cursory assessment of the firm's capital structure. Once you have determined the debt to equity ratio for a particular company, you can get an idea of their capital stack. A ratio of 1, for example, indicates that the company funds its projects with an even mix of debt and equity. A low ratio (below about 0. 30) is generally considered good, because the company has a low amount of debt, and is therefore exposed to less risk in terms of interest rate increases or credit rating. . 3 Consider the financing needs associated with the specific industry in which the firm operates. Generally, a high debt to equity ratio (2, for example) is worrisome, as it indicates a precarious amount of leverage. However, in some industries this is appropriate. Construction firms, for example, fund their projects almost entirely with debt in the form of construction loans. Thi s leads to a high debt to equity ratio, but the firm is in no real risk of insolvency, as the owners of each construction project are essentially paying to service the debt themselves. . 4 Determine the effect of treasury stock on the debt to equity ratio. When a company issues stock, shares are usually held on the balance sheet at par value (often only $0. 01 per share). When the firm buys back stock, the treasury stock is recorded at the purchase price; this results in a massive subtraction from shareholder's equity, increasing the debt to equity ratio. A troublingly high debt to equity ratio may simply be the result of stock buybacks. 5. 5 Augment your analysis with other financial ratios. The debt to equity ratio should never be used alone.For example, if a company's debt to equity ratio is quite high, you might reasonably worry about their ability to service their debt. To address this concern, you can also analyze the firm's interest coverage ratio, which is the company's oper ating income divided by debt service payments. A high operating income will allow even a debt-burdened firm to meets its obligations. Capital Structure Total Debt to Total Equity 40. 13 Total Debt to Total Capital 28. 64 Total Debt to Total Assets 17. 66 Long-Term Debt to Equity 31. 57 Long-Term Debt to Total Capital 22. 53

Sunday, January 5, 2020

Taking a Look at the Jewish Holocaust - 2025 Words

It all started almost eighty years ago and the history of it will never be forgotten. The Holocaust was the mass murder of approximately six million Jews that took place during World War II. There were nine million Jews who lived in Europe before the Holocaust, that means approximately two-thirds of them were killed. There were over one million Jewish children that were killed in the Holocaust, and there were almost two million Jewish women and three million Jewish men were also killed in the Holocaust. The Holocaust was controlled by a man named Adolf Hitler and his army of men who helped him. They were called the National Socialist German Workers, also known as â€Å"The Nazi Party† for short. The Nazis used a phrase called â€Å"The Final Solution† to the Jewish Question. This phrase was used as a term for the killings of the Jews. They would often use the German term â€Å"lebensunwertes Leben in reference to the Jews and other victims they killed. The term they used meant â€Å"Life unworthy of life† meaning they didn’t feel like their victims were worthy enough of living and this is how they justified themselves of killing so many people. They would take all their victims and put them in Extermination camps (also known as death camps). The purposes of the camps were to kill millions of people by execution (mostly by gassing) and for people to work long and hard hours under starvation conditions. The Nazi were literally trying to wipe out the entire Jewish race. They didn’tShow MoreRelatedTaking a Look at the Jewish Holocaust804 Words   |  3 PagesThe Holocaust a tragic catastrophe in which six million Jews were brutally murdered by t he Nazi regime. Who were the Nazi’s and what punishments were brought against these war time criminals. During the Holocaust the Nazis used a form of indoctrination that contrived others to believe that the Jews were the ones to blame for the country’s loss after WWI. 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